I hate insurance. Yeah, yeah, I know - when you need insurance it can sure save your bacon but trust me I've paid far more than I've ever used. Still, I hate it. Insurance, in all its forms is still a darn ripoff, a frigging regulated ripoff.
So it was with wonder and surprise when I came home to find my lovely wife on the computer and cell with our new home owners insurance company - USAA. Bless their pea picking hearts they just saved us a bundle. Seems State Farm wanted to increase our policy, again, by several hundred dollars. Enough is enough.